Merchant Cash Advances let your business access cash upfront using future card sales. Repayments are automatically taken as a small percentage of daily takings, so they rise and fall with your sales - no fixed terms, no lengthy applications, and no disruption to trading.
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Designed for fast-moving businesses with strong card turnover -from cafés and gyms to print shops, convenience stores, and boutique studios - it’s a flexible way to bridge cash flow gaps and keep your business moving.
How does a Merchant Cash Advance work? How do I know I'm eligible?
Merchant Cash Advances provide fast access to cash for businesses that take card payments, without the restrictions of a traditional loan.
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Simply share your recent card sales and basic business details, and you could be approved within 24 hours. You receive a lump sum based on your average monthly card takings, and repayments are automatically taken as a small percentage of daily sales.
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There’s no collateral and no fixed schedule - repayments adjust with your card revenue, giving your business the flexibility to keep trading and growing. It’s a quick, simple way to bridge cash flow gaps when you need it most.