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Invoice Finance

Unlock cash tied up in invoices - access up to 100% of their value within 24 hours.

Invoice Finance helps you unlock cash tied up in unpaid invoices - so you don’t have to wait 30, 60, or 90 days to get paid. Access up to 100% of your invoice value within 24 hours, keeping your cash flow steady while you focus on running your business.

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Whether you’re a wholesaler supplying retailers or a creative agency managing client campaigns, invoice finance gives you the freedom to grow without payment delays as long as you're B2B. At Evergreen Capital, we connect you with trusted lenders who understand your industry and offer flexible, competitive solutions to keep your business moving.

How does it all work? Is it simple? Who can make use of invoice finance?

Invoice Finance is designed to be fast and flexible. Here’s how it works:

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  1. Submit your invoice – Once you issue an invoice to a customer, you can send it to your finance provider.

  2. Get an advance – The lender releases up to 90% of the invoice value, often within 24–48 hours, giving you cash flow before your client pays.

  3. Customer pays as usual – Your customer settles the invoice with either you or the lender, depending on the arrangement.

  4. Receive the balance – Once the payment is received, you get the remaining amount minus the lender’s fee.

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You don’t need to finance every invoice. Fund one, a few, or your entire sales ledger. It's ideal for SMEs who invoice with long payment terms such as manufacturing, logistics, recruitment.

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​Disclaimer:

Evergreen Capital helps South African firms access business finance, working directly with businesses and their trusted advisors. We are an introducer and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Evergreen Capital can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. Evergreen Capital will receive a commission or finder’s fee for effecting such finance introductions.

*Eligibility criteria apply - will depend on lenders. We typically want 6 months trading history, R50k pm revenue, CIPC registered.

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© 2025 Evergreen Capital Funding Solutions (Pty) Ltd. All rights reserved.

​Evergreen Capital is a trading style of Evergreen Capital Funding Solutions

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